091 788000


Financial planning helps you identify your short, medium and long-term financial goals. We take into consideration lifestyle and possible changes along the way because we understand how life can change. At HC Financial we will help you create a balanced plan to meet those financial goals.

The benefits of good financial planning

  • You can manage your income more effectively through strategic planning. This helps you understand how much money you’ll need for monthly/weekly expenditures and savings.
  • Tax planning and careful budgeting will help you keep more of your hard earned cash.
  • Better financial planning increases your cashflow – this can lead to an increase in capital. Allowing you to consider investments to improve your overall financial well-being.
  • Providing for your family’s financial security is an important part of the financial planning process. Life Assurance, Critical Illness protection, or business protection were relevant. Having these policies in place can provide peace of mind for you and your loved ones.
  • A good financial plan considers your personal circumstances, objectives and risk tolerance. It acts as a guide in helping choose the right types of investments to fit your lifestyle, current needs, and long term goals.
  • Create savings or a nest egg, Sudden financial changes can upset your normal day to day life. It is good to have some investments or savings put away. These investments can be utilized in times of emergency or for educational purposes.
  • Part of your overall financial plan should include your retirement plan and what options you will have at the time of retirement. Because you want to continue with a certain standard of living you will need to ensure you have enough to cover you needs in the future


Establishing a solid relationship with a financial advisor you can trust is critical to achieving your goals. At HC Financial we will meet with you to assess your current financial circumstances and develop a comprehensive plan customized for you.

We construct a plan taking into account all your income and outgoings and then model this plan for the rest of your life. All the potential ups and downs of life can be modelled – we can’t predict the future but we can help you plan for it.

Phone: 091 788000
Oranmore Business Park, Oranmore, Co Galway. H91 H003
HC Financial Advisers Ltd.