Mortgage News…

Whether you are a first-time buyer, trading up, switching or purchasing a buy to let property, HC will find the best mortgage for you, after all everyone’s circumstances are different. Buying a house is a huge decision, probably the biggest financial outlay you will ever make. Let us find the best mortgage for you. 
We take an informed approach and help you choose a mortgage to match your changing lifestyle.

REVIEW YOUR RATE!

COULD YOU BE ON A BETTER RATE?

The mortgage market is constantly changing so it’s advisable to review your rate and terms on a regular basis. Here at HC Financial we have access to up to the minute rates and offers from the leading providers in the market place.

Switcher options have also become very attractive to qualifying clients, if you’re on a standard variable rate or coming off a fixed rate with your bank it may be a good time to review your mortgage, we may be able to save you money.

MORTGAGE CHECKLIST

  • P60 (S)
  • 3 Consecutive payslips
  • Salary Certificate
  • Self Employed – 2 years audited accounts and written confirmation that all taxes are up to date
  • Existing mortgage statement – 12 months
  • Loan statements  – 12 months
  • Divorce/Separation agreement
  • Confirmation of source of deposit or evidence of savings record
  • Current account bank statements – 6 months
  • Credit card statement  – 6 months
  • Identification by way of passport or drivers licence
  • Verification of existing address by means of current utility bill

Call us today:  Tel: 091 788000, admin@hcgroup.oe, www.hcgroup.ie