Website Use Policy. <You can change or withdraw your Consent Preferences here>
This policy sets out how HC Financial Advisers (Trading as HC Financial) use your personal information that you provide when interacting with this website.
We use Google Analytics tracking software to monitor customer traffic patterns and site usage to help us develop the design and layout of the websites. This information is aggregated and the software does not allow the collection of individual site visitor information. It is used to assess user behaviour and characteristics in order to measure interest in and use of the various areas of the site. The type of information gathered typically includes:
- The number of visitors to our website
- The number of pages viewed
- Which parts of the site are most popular
- The demographics and interests of our visitors
Cookies are small text files that are transferred to your computer’s hard drive or your mobile device through your web browser to enable us to recognise your browser and help us to track visitors to our site; thus enabling us to understand better the products and services that will be most suitable to you.
A cookie contains a unique id to allow us to identify your device when you interact with our site.
Most Web browsers automatically accept cookies, but, if you wish, you can set your browser to prevent it from accepting cookies. The “help” portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. The cookies we use do not detect any information stored on your device.
For more information about cookies and how to stop cookies being installed visit the following website: http://www.allaboutcookies.org (opens in a new window)
Throughout this website you may have an opportunity to send us information relating to you such as through the “contact us” page or any other area where you may send e-mails, request or download brochures, enter contests or respond to any promotions. By choosing to participate in these, you will be providing us with some level of personal information relating to you. This information will only be used by HC Financial for the purposes for which it was provided by you, for statistical analysis.
Links to Third Party Websites
We take great care to ensure the security of this site. The HC Financial Network is protected by a firewall system, which forms a barrier between the outside Internet and the internal network. The purpose of a firewall is to ensure only authorised traffic is allowed to pass to HC Financial systems and networks – all other traffic from the Internet is rejected.
The firewall verifies the source and destination of each network packet, and determines whether or not to let the packet through. Access is denied if the packet is not directed at a specific, available service. The firewall is used to shield the HC Financial internal network from the Internet. The security system includes the use of a secure browser to access information and perform transactions. It allows for the transfer of digitally signed certificates for authentication procedures and provides message integrity, so that information cannot be tampered with in transit. Microsoft Internet Explorer, Mozilla Firefox, Google Chrome and Apple Safari are all secure browsers.
The data you provide to us through a secure browser is protected using SSL (Secure Socket Layer) technology. SSL is the industry standard method of encrypting personal information and credit card details so that they can be securely transferred over the Internet.
Your Data Privacy Rights
To find out about your data privacy rights and how we use your personal information please see our HC Financial Privacy Statement
HC Financial’s Data Sub-Processors
HC Financial uses a number of data sub-processors to perform our Services to customers. All sub-processors acting on our behalf only process your data in accordance with instructions from us and comply fully with this privacy notice, the data protection laws and any other appropriate confidentiality and security measures. A list of these sub-processors is outlined below:
- Broker Assist
- Broker Information Services
We use Broker Assist to streamline and funnel the submission of our business and eliminates the need to utilize several portals for doing same and they act in the capacity of a processor on our behalf. The only information we provide them with is the information provided to meet business and legal requirements.
For more information about Broker Assist, please visit www.brokerassist.ie
Broker Information Services
Broker Information Services is utilized as a customer relationship management system & as a database for collating all of our customer’s policies. The only information we provide them with is the information provided to meet business and legal requirements.
For more information about broker information services, please visit http://www.brokerinformationservices.ie
Cash flow modelling and lifetime planning is an increasingly prominent part of our financial advice industry in Ireland. CashCalc makes it easy to engage our clients in the financial planning process with interactive calculators and insightful graphics. CashCalc allows us to create detailed and precise cash flow models for our clients, without any of the added complexity.
For more information about Cashcalc, please visit www.cashcalc.co.uk
ClearChoice is a comparison tool & quote engine. They are used to compare price and different policy types. The only information they are provided with are the name, DOB & smoker status.
For more information about ClearChoice, please visit www.clearchoice.ie
CreditLogic is a Digital Mortgage Lending Platform provider. They enable banks and brokers to deliver a digital mortgage application experience by automating the application process. The platform leverages Open Banking, AI and Analytics to process new loan applications.
For more information about CreditLogic, please visit https://www.creditlogic.io/
DocuSign is an American company that allows companies to manage electronic agreements. We use DocuSign as a tool to gather eSignatures on important documents we have with our customers.
For more information about DocuSign, please visit www.docusign.com
Cookiebot consent management platform (CMP) is a plug-and-play compliance solution built around scanning technology that detects and controls all cookies and trackers in use on our website, and automatically manages end-user consents.
For more information about Cookiebot, please visit https://www.cookiebot.com/
Sendinblue is an all-in-one marketing platform that helps us manage and talk to our customers. We use Sendinblue for our marketing emails and newsletters.
For more information about Sendinblue please visit www.sendinblue.com