HC FINANCIAL PORTFOLIO RANGE
At HC Financial we have access to a suite of diversified multi asset portfolios that operate across the risk spectrum.
The one certainty in the world today, is that very little is certain. Anything can happen and increasingly seems to be happening. This adds an extra layer of challenge to the risk management of your investments. Risk is a core element of investing. It cannot, and should not, be removed completely. But, it can be managed.
Our portfolio range employs a number of robust risk management strategies which have contributed to its successful performance track record to date. By combining these strategies with other carefully selected practices, we’re confident that they will serve you, our valued customer, more effectively, providing you with reassurance and peace of mind.
We believe that a carefully designed, well-constructed and well managed range of risk-rated portfolios offer a suitable investment option for the vast majority of our clients.
Our range is made up of seven risk-rated portfolios, ranging from the lower risk Cautious portfolio, where a large proportion of the fund is invested in cash and bonds, to the higher risk Very Adventurous portfolio, where there is a much larger investment in equities.
As a HC client, together we’ll review your attitude to, and capacity for, risk and depending on your answers you will have a rating between 1 and 7. Each of our portfolios are suitable for a specific rating and we’re confident there will be a suitable investment option for you.
Our portfolios are provided by Irish Life Assurance plc and are managed by Irish Life Investment Managers (ILIM). They are regularly reviewed and rebalanced on a quarterly basis back to their strategic asset allocation. For example, the Conservative portfolio will be managed to a risk rating of IL3. This innovative quarterly rebalancing gives you great comfort as each quarter it ensures that your investment remains at the risk profile you selected at the outset.
A choice of portfolios to suit your needs
Click here to view the HC Portfolio Range Brochure